Chapter 3 · 3.2 Providing a bridge to tomorrow
Pillar 3: Building a housing market that works for all
$468M net impact on the budgetary balance over five years, 2026-27 to 2030-31.
The cost line
| Line | 2026-27 | 2027-28 | 2028-29 | 2029-30 | 2030-31 | Total |
|---|---|---|---|---|---|---|
| Pillar 3: Building a housing market that works for all | … | 49 | 52 | 151 | 216 | 468 |
… no change to existing funding or no fiscal implication · – a further extension will be considered later · 0* less than $0.5 million. Positive numbers cost the budget (spending or forgone revenue); negative numbers improve it.
What the budget says
“Budget 2026 proposes $100 million over three years, starting in 2027-28, toward a partnership with the Federation of Canadian Municipalities to support municipal e-permitting and the adoption of artificial intelligence, enabling more efficient and effective review and approval processes, to get homes built faster.”
Budget 2026, p. 203 (PDF p. 217)
“Budget 2026 also proposes $300 million over three years, starting in 2028-29, and $200 million in future years, to Innovation, Science and Economic Development Canada for the Strategic Response Fund to build and expand industrial capacity to accelerate the adoption of modern methods of construction and help lower construction costs.”
Budget 2026, p. 203 (PDF p. 217)
“Budget 2026 proposes new targeted investments to improve the efficiency of the homebuilding sector, accelerate home construction, and increase housing supply, including: $67.7 million over four years, starting in 2027-28, and $101.2 million in future years to modernise housing data and establish common standards for modern methods of construction.”
Budget 2026, p. 203 (PDF p. 217)
“Budget 2026 proposes to extend the ban on foreign purchases of existing residential properties for two years, to January 1, 2029, while exempting new residential properties.”
Budget 2026, p. 203 (PDF p. 217)
Key facts
- Proposes $100 million over three years toward a partnership with the Federation of Canadian Municipalities on municipal e-permitting. Budget 2026, p. 202 (PDF p. 216)
Amounts named in the text
Stated amounts can cover different periods, cash or accrual bases, previously announced money and loans. They are not additive with the cost line above.
- $1.7 billion
- $100 million over three years, starting in 2027-28
- $300 million over three years, starting in 2028-29, and $200 million in future years
- $67.7 million over four years, starting in 2027-28, and $101.2 million in future years
- $3 million
- $1.5 million
Faster permits matter as much as money for builders. E-permitting is also a software and process problem that small municipalities will need help with.
Also in this section
- Pillar 1: Putting Canada on a path to end homelessness in 10 years$11.2BProgram spendingHousingTradesPublic workHealth
- Pillar 2: Expand non-market housing$1.5BProgram spendingLoans, equity or financingHousingTradesInvestmentPublic work
- Turning federal lands and buildings into homes$1.55BProgram spendingHousingTradesInfrastructure & transportPublic work
- Helping Canadians get an affordable mortgage$13MProgram spendingHousing
- Securing a resilient food supply chain - National Food Security Strategy$1.58BProgram spendingInfrastructure & transport
- Securing a resilient food supply chain - Renewing the Local Food Infrastructure Fund$124MProgram spendingInfrastructure & transport
- Building the homes Canada needsno cost lineNo cost lineLoans, equity or financingHousingTradesInvestment
- Building the infrastructure that growing communities needno cost lineNo cost lineTradesInfrastructure & transportPublic work