Budget 2026 · Lens
Housing in Budget 2026
Housing runs through Build Canada Homes: ending homelessness within 10 years, non-market housing, federal land for homes, mortgage changes and apartment construction loans.
$28.7BProgram spending 9 measures
$555MTax measure 1 measure
1No cost line 1 measure without a cost line
3measures involve loans, equity or financing
Totals are five-year net impacts on the budgetary balance, kept separate by money type. A measure can appear under several lenses, so lens totals overlap and should not be added together.
Program spending
New or extended spending, shown as the yearly impact on the budgetary balance.
- Pillar 1: Putting Canada on a path to end homelessness in 10 years$11.2BCh. 3Program spendingHousingTradesPublic workHealth
- Investing in housing and infrastructure First Nations communities - Investments to stabilise, accelerate construction, and transform financing$7.91BCh. 4Program spendingHousingTradesIndigenous communitiesInfrastructure & transport
- Investing in housing and infrastructure in First Nations communities - Investments in First Nations clean water infrastructure and legislation$4.61BCh. 4Program spendingHousingTradesIndigenous communitiesInfrastructure & transport
- Turning federal lands and buildings into homes$1.55BCh. 3Program spendingHousingTradesInfrastructure & transportPublic work
- Pillar 2: Expand non-market housing$1.5BCh. 3Program spendingLoans, equity or financingHousingTradesInvestmentPublic work
- $2 billion investment, retrofitting 1 million homes to save Canadians $1 billion per year$1.34BCh. 3Program spendingHouseholdsHousingTrades
- Pillar 3: Building a housing market that works for all$468MCh. 3Program spendingLoans, equity or financingHousingBusinessesTrades
- Administration of the First Home Savings Account$62MCh. 3Program spendingHousing
- Helping Canadians get an affordable mortgage$13MCh. 3Program spendingHousing
Tax measure
Forgone (or raised) revenue from a tax change, not a cheque from a program.
- Interest deductibility limits$555MCh. 6Tax measureHousingInvestmentEnergy & resources
No cost line
Announced in the text without its own line in the chapter cost table: regulatory, already funded, or costed elsewhere.
- Building the homes Canada needsno cost lineCh. 3No cost lineLoans, equity or financingHousingTradesInvestment
Related tax changes
From the tax measures annex. Positive amounts are revenue the government gives up.
- Home Accessibility Tax Credit$4MPersonal income tax
- Interest Deductibility Limits$555MBusiness income tax