Budget 2026 · Chapter 3 · pp. 187–222
A more affordable life
Affordability, housing, health and the skilled workforce: the groceries benefit, the Build Canada Workers Benefit, child care, Build Canada Homes and homelessness, and Team Canada Strong for the trades.
Chapter 3 in numbers
- Net impact, five years
- $30.7B
- Of which capital
- $12.9B
- Measures
- 33
- With a cost line
- 29
3.1 Delivering a boost today
$14.1B over five years
- Securing the future of a Canada-wide early learning and child care system$5.42BProgram spendingHouseholds
- Providing more help with groceries and everyday essentials$4.67BTax measureHouseholds
- Lowering costs for Canadians at the pump$2.87BTax measureHouseholds
- Strengthening support for workers earning low wages$2.06BTax measureHouseholds
- $2 billion investment, retrofitting 1 million homes to save Canadians $1 billion per year$1.34BProgram spendingHouseholdsHousingTrades
- Making the Canada Caregiver Credit refundable$845MTax measureHouseholds
- Realignment of existing funding$0MProgram spending
- Phasing out of advance payments−$3.08BSavings or revenue
3.2 Providing a bridge to tomorrow
$16.5B over five years
- Pillar 1: Putting Canada on a path to end homelessness in 10 years$11.2BProgram spendingHousingTradesPublic workHealth
- Securing a resilient food supply chain - National Food Security Strategy$1.58BProgram spendingInfrastructure & transport
- Turning federal lands and buildings into homes$1.55BProgram spendingHousingTradesInfrastructure & transportPublic work
- Pillar 2: Expand non-market housing$1.5BProgram spendingLoans, equity or financingHousingTradesInvestmentPublic work
- Pillar 3: Building a housing market that works for all$468MProgram spendingLoans, equity or financingHousingBusinessesTrades
- Securing a resilient food supply chain - Renewing the Local Food Infrastructure Fund$124MProgram spendingInfrastructure & transport
- Helping Canadians get an affordable mortgage$13MProgram spendingHousing
Announced without a cost line
- Building the homes Canada needsno cost lineNo cost lineLoans, equity or financingHousingTradesInvestment
- Building the infrastructure that growing communities needno cost lineNo cost lineTradesInfrastructure & transportPublic work
3.3 Supporting a healthy and secure future
$1.31B over five years
- Improving access to mental health and home and community care$1.2BProgram spendingHealth
- Renewing the Emergency Treatment Fund$100MProgram spending
- Improving access to medications$10MProgram spendingHouseholdsHealth
Announced without a cost line
- Supporting Canadians as they manage their budgetsno cost lineNo cost lineLoans, equity or financing
3.4 Growing our skilled workforce to build Canada Strong
$722M over five years
- Building a more responsive and resilient immigration system$287MProgram spending
- Helping workers build skills for the jobs of tomorrow$260MProgram spendingTraining & skillsIndigenous communities
- Helping workers affected by tariffs gain new skills$170MProgram spendingBusinessesTradesTraining & skills
- Launching Team Canada Strong$5MProgram spendingTradesTraining & skills
Announced without a cost line
- Attracting the talent Canada needsno cost lineNo cost lineBusinesses
Additional investments
−$1.89B over five years
- Migrant Worker Support Program$82MProgram spending
- Enhancing biometrics collection for immigration screening$68MProgram spendingAI & digital
- Asylum processing$63MProgram spending
- Administration of the First Home Savings Account$62MProgram spendingHousing
- Extending support for the Vaccine Impact Assistance Program$18MProgram spendingHealth
- Supporting the Autism Framework and Strategy$6MProgram spendingHealth
- Projected Employment Insurance premium revenues for measures included in Budget 2026−$2.19BSavings or revenue
The chapter cost table
| Section | 2026-27 | 2027-28 | 2028-29 | 2029-30 | 2030-31 | Total |
|---|---|---|---|---|---|---|
| 3.1 Delivering a boost today | 8,687 | 3,634 | 355 | 377 | 1,061 | 14,113 |
| 3.2 Providing a bridge to tomorrow | 132 | 3,208 | 4,953 | 4,054 | 4,114 | 16,461 |
| 3.3 Supporting a healthy and secure future | — | 1,245 | 65 | — | — | 1,310 |
| 3.4 Growing our skilled workforce to build Canada Strong | 13 | 347 | 132 | 101 | 129 | 722 |
| 3.x Additional investments – A more affordable life | −195 | −398 | −405 | −410 | −482 | −1,890 |
| Net fiscal impact | 8,637 | 8,037 | 5,099 | 4,121 | 4,822 | 30,715 |
| Of which, capital investment | 135 | 3,115 | 3,762 | 2,878 | 3,009 | 12,899 |